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Lloyd Budhram

Lloyd Budhram

Lloyd Budhram has been a Broadcaster and a Businessman for many years and as the CEO of Lloyd Associates, Incorporated holds the position as the Chief Graduate Gemologist/Appraiser. As a Gemologist, Lloyd traveled extensively around the World looking for unique gems, some of which are delightful to see and touch.

Lloyd has also appraised some of the largest Emerald Statutes and figurines in the World dating back to 801 to 1030 AD,  valuing in excess of one Billion Dollars. Lloyd with his expertise and knowledge has built a career and a reputation of respect and integrity in this area of specialty that attracts dealers and owners of high quality Gems to seek him out.

Lloyd is now winding down his operation because of Health condition and would like to take this opportunity to thank all of those persons he came in contact with over the years.


STATE UNIVERSITY OF NEW YORK, Hartsdale, New York, BS in Communications

GEMOLOGICAL INSTITUTE OF AMERICA, New York, New York, Graduate Gemologist

CLEVELAND INSTITUTE OF ELECTRONICS. Associate Degree in Electrical and Electronics Engineering



Chief GIA Graduate Gemologist
Azeema Budhram

Azeema Budhram

Azeema Budhram is the Chief Finance Officer and also a Graduate Gemologist. She has been with the company from its inception in 1988. She performed many roles as an executive, traveling with Lloyd to examine and purchase Gemstones for the company. She assisted Lloyd in his research to inspect  rare Figurines and Statutes carved from Emeralds and other Gem specimens. Azeema has an eye for details.

She started her career as a Financial Controller with Citigroup and quickly rose to a position as Senior Vice President. She later joined CREDIT SUISSE as Global Expense Controller and BANK OF NEW YORK MELLON as Integration Project Consultant.


M.B.A. in Finance, PACE UNIVERSITY, Lubin Graduate School of Business

Bachelor of Science, Accounting, CUNY, YORK University

Graduate Gemologist, GEMOLOGICAL INSTITUTE OF AMERICA, New York, New York


CFO & GIA Graduate Gemologist
GIA Graduate Gemologist, Senior

Carol Bosack

Carol Bosack is a Graduate Gemologist of GIA. Her earlier career covered international senior Human Resources executive positions for companies such as Quaker Oats, Diageo, Harley-Davidson, Wall Street Journal and Morningstar. 

She holds two Masters Degrees in Industrial Relations and Organizational Development from Loyola University in Chicago. 

She is an Executive Consultant/Senior Graduate Gemologist for Lloyd Association Inc. and also works as a buyer and consultant for private companies.

Carol lived for the most part of her career in the USA, France, and England. Her Favorite Gemstone is the Red Spinel.


Senior GIA Graduate Gemologist
GIA Graduate Gemologist

Tatiana Sieff

Tatiana started her professional career as Global luxury Jewelry Consultant. And two of those years she bought and sold Diamonds for family run businesses in Hatton Gardens. Tatiana is a Graduate Gemologist and a Graduate in Pearls. She also holds a bachelor degree in Geography from the University of South Hampton. Tatiana is also a credited Jewelry Professional.


GIA Graduate Gemologist